Personal Finance Highlights

Credit card offers are on the rise again, doubling from last year. But this time the target customer is different, says Jill Schlesinger.

Marianna Olszewski, a personal finance expert, has some great ways to give your spending habits a make over.

Kiplinger editorial director Kevin McCormally explains your options for receiving your tax refund.

Debt Free for Life's David Bach show you how to lower your credit card interest rates in six steps. For more great videos, visit WalletPop.com.

Learn how to save money by following the sales cycles and catch your items at their rock-bottom prices.

If you've won any sort of prize lately, like cash or a car, beware: there are strings attached to this windfall. As Ray Martin explains, the IRS wants a piece of your prize.

Ray Martin suggests 3 things to do now to better manage your finances online.

Learn how to save money on groceries without coupons as Kiplinger's Andrea Browne gives you three great ways to save on groceries without using coupons. 1. Shop around for savings. 2. Find alternatives for pricey items. 3. Plan your menu in advance.

Learn about stocks in this personal finance terms video tutorial.

Few things are as exciting as buying your first home. But before you become a homeowner, it's important to make sure you have a clear understanding of all of your monthly expenses so that you can determine what you can comfortably afford.

Ted Benna, inventor of the 401(k), offers 3 ways to assess your company's retirement plan. Benna sits down with MoneyWatch's Eric Schurenberg.

Do you know you can buy discounted gift cards to many of your favorite stores and restaurants? I like to call it instant savings or no-brainer savings. Nobody is going to know you did not pay full price for that gift card. If you are giving it as a gift, the recipient is going to have no idea you did not pay full price. One of my favorite websites for finding discounted gift cards is PlasticJungle.com.

Retailers work hard to manipulate us, tweaking price tags and offering "special" promotions to get us to spend more than we normally would. Farnoosh Torabi goes over five common tricks to avoid to help us stay in control of our spending and protect ourselves against these retailer tricks.

Financial expert Ric Edelman offers charitable donation option.

Learn how to maximize your open enrollment health insurance FSA for greater benefits before the new laws come into effect.