Hi, my name is Brian Stevens. I am a former insurance agent and financial consultant. I want to show you how to buy auto insurance online and get the best rate. Are you looking to buy other insurance online? Want to know how to get the cheapest rate with the best insurance company? Here is how.
Insurance rates can vary as much as a thousand dollars from one company to the next so the first thing you need to do is get quotes in an insurance comparison website before you buy auto insurance online. I will show you the one I recommend in just a minute.
Increase your deductible, increasing your deductible by a couple of hundred dollars can save you up to 50% on your insurance premium. Drop your collision and comprehensive coverage. If the cost of collision and comprehensive coverage for an older car is more than the cost of repairing that car, consider dropping these coverages.
Bundle your insurance, including your auto insurance with your homeowners insurance can save you 15% on your premium. If you have two or more cars, you can save up to 15% by insuring both of them with the same company.
Drop duplicate coverage. Eliminate your medical coverage if you are already covered under your health insurance policy and drop towing coverage if you are covered by triple A or feel you do not need it.
Install security devices. Most insurance companies will give you a discount if you install a car alarm or other antitheft device. Requests discounts, ask your insurer what discounts are available and take advantage of them. Get all the discounts you are entitled to for such items as automatic seatbelts, airbags and anti lock breaks.
Finally, check company ratings. You are not saving a dime if your insurance company will not pay your claim. I recommend going to Epinions.com and see what actual customers have to say about various auto insurance companies and how they pay their clients. You can also get consumer ratings for insurance companies at JDPower and Associates website.
The best way to get cheap auto insurance online is the comparison shop and the easiest way to do that is to get quotes from an insurance comparison website. It is quick. It is easy and it is free.
Visit lowerratequotes.com or if you are on You Tube, click on the lower rate quotes link to the right of this video to get cheap auto insurance quotes from top rated companies and see how much you can save. You can get more tips and advice in the article section and get answers to your questions plus get tips on how to lower your premium from an insurance expert by using your online chat service.
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