Hi! My name is Bryan Stevens. I am a former insurance agent and financial consultant and I want to show you how to find the best rates with the best companies. As a former insurance agent, I am often asked, “What is the best insurance company?”
My answer is usually, “Best in terms of what?”—Biggest, best known, most solvent, best rates, and best service. There two major services that provide auto insurance rates. Amvest and Standard and Porrs. However their ratings focus primarily on the company’s financial strength. That is nice to know if your investor or insurance agent trying to impress a potential client. But what you really want to know is how good a company services and how fast they paid their claims.
The best way to find out this information is not to check a company’s ratings. The best ways ask the companies costumers. But what if you do not know anyone who is dealt with a particular company?
There is an easy way to get the inside scoop of an insurance companies, it is a little onsite called epinions.com where actual customers rate company’s on such things as customer service, response to claims, and even websites experience.
Another site where you can get auto insurance company ratings is jdpower.com. Here you can get consumer ratings to tell you how good a company services and how well they pay their clients. If you are looking for the cheapest insurance rate with an A rated company, there are insurance comparison websites where you can get multiple quotes from top rated companies.
My advice is to visit one of these sites first to get the best quote, and then check out the company’s ratings. Visit lowerratesquotes.com or if you are on ‘YouTube’ click on the lower rate quotes link to the right of this video to get insurance quotes from top rated companies and see how much you can save.
You can get more tips and advise in their article section and can get answers to your questions plus get tips on how a lower your premium from an insurance expert by using their online chat service.
Transcription by:
Scribe4you Transcription Services