Hi, my name is Brian Stevens. I am a former insurance agent and financial consultant. I want to show you how to find the best auto insurance companies with the best rates. There are a lot of other insurance companies who claim to be the biggest, the best, the cheapest, the friendliest and on and on.
But what you really want to know is how a particular company will treat you when it comes to paying a claim. Will you be paid the full amount of the claim? Will you be paid on time? Will you be paid at all?
Every state has a department of insurance and most departments maintain websites that include a consumer complaint department. Here you can find out how many claims had been filed against the company and compare them to other companies. If your states insurance department does not have a website, you can go to California’s website at www.insurance.ca.gov to see the numbers of justified complaints consumers have filed against a particular company.
You can also go to Epinions.com to find out what a company’s customers have to say about them. Here, you find ratings and reviews from real customers who have had dealings with insurance companies and you can get the inside scoop on how they handle their claims.
The difference in insurance rates for the same policy from one company to another can be amazing. Company A may charge you $2000 for a policy while company B will charge you $1100 for the same policy. That is a $900 a year difference.
The best way to find the best rates is to go to an online insurance comparison website. Here you will be able to get rates from a number of companies by filling out a simple questionnaire. It only takes a few minutes and you get quotes from well known A rated companies, not poorly rated companies you have never heard of.
During the questioning process, you can tell your car insurance policy that fit your needs and get all the discounts you are entitled to.
Visit lowerratequotes.com or if you are on You Tube click on the lower rate quotes link to the right of this video to get the best insurance quotes from top rated companies and see how much you can save. You can get more tips and advice in their article section and get answers to your questions plus get tips on how to lower your premium from an insurance expert by using their online chat service.
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