Brian Stevens: Hi, my name is Brian Stevens. I am a former insurance agent and financial consultant and I want to show you the best ways to save money on your car insurance. Discounts are one of the best ways to save on car insurance because you will lower your premium without sacrificing coverage.
Common car insurance discounts include discounts for purchasing your home and auto insurance through the same company. Discounts for safety features such as automatic seatbelts, airbags, and anti-lock brakes, discounts for having taken a defensive driving course, your driver's education classes, discounts for being accident free for a certain number of years, usually three years, and discounts for anti-theft devices such as auto alarms and electronic disabling devices.
Ask your insurer about all the discounts you are eligible for and be sure to include them in your policy. Your premium will be lowest if you buy just a minimum coverage your state requires. But keep in mind you may not have enough protection in case of an accident. In addition to liability coverages, you can choose whether to purchase collision and comprehensive coverage. If you buy collision and comprehensive coverage set your deductibles as high as you can afford. For instance, raising your deductible from $250 to $1000 can cut your insurance premium into half.
Insurance premiums can vary by hundreds of dollars from one company to the next. So the best way to save money on car insurance is to comparison shop. Easiest way to do that is to get quotes from an insurance comparison website. It is quick, it's easy and it's free. Visit LowerRateQuotes.com to get car insurance quotes from top-rated companies and see how much you can save. You can get more insurance tips in their article section and get answers to your questions plus get advice on how to lower your premium from an insurance expert by using their online chat service.
To visit this site, just enter LowerRateQuotes.com in your internet browser.
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