Hi! My name is Brian Stevens. I am a former Insurance agent and financial consultant and I want to show how to get the best rate on catastrophic health insurance.
Catastrophic health insurance also known as major medical insurance is a type of health insurance that pays for major medical and hospital expenses, but does not pay for visits to your doctor, prescription drugs and maternity care. Most plans cover hospital stays, surgeries, intensive care, x-rays, and other hospital fees.
Catastrophic health insurance is one of the cheapest of all heath insurance plans. Deductibles the amount you pay for claim before your insurance company will pay started around $500.00. Most plans have a lifetime maximum benefit known as a CAP of $1 Million to $3 Million. Once you reach your CAP, you can no longer receive benefits and your policy is cancel.
If you have a pre-existing medical condition such as aids, heart disease, diabetes or multiple sclerosis, you may not be able to get a catastrophic health insurance plan.
Catastrophic health insurance maybe a good health insurance plan for you if you are relatively healthy, take few or no prescription drug, and want to save money in your health insurance. This plan may also be a good choice if you retire and not yet illegible for Medicare benefits.
In order to get the best price ion catastrophic health insurance, you need to compare rates. The easiest way to do that is to go online and visit an insurance comparison website. Once there, you will be ask to fill out a simple online questionnaire with your health history and the type of insurance you want. After you fill out the questionnaire, you will get health insurance quotes from a number of A-rated insurance companies.
The best comparison website have an insurance expert on call so you can get answers to your health insurance questions. They also have an articles or fax section with information about health insurance.
Visit lowerratequotes.com to get catastrophic health insurance quotes from top rated companies and see how much you can save.
You can get more insurance tips in their article section and get answers to your questions plus get advice on how to lower your premium from an insurance expert by using their online chat service.
To visit this site, just enter lowerratequotes.com in your internet browser.
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