Hi, my name is Brian Stevens. I am a former insurance agent and financial consultant. I want to show you how to get cheap car insurance for women.
Statistically, women have fewer accidents than men and therefore have lower insurance rates. Even so, if you are a woman you still want to get the cheapest insurance rate you can because women insurance rate can vary as much as a thousand dollars between companies for the same type of policy the first thing you need to do is find the company with the best rates.
The quickest and easiest way to do that is to go to an online insurance comparison website. There you get quotes from top rated companies so you can compare rates. I will show you a site I recommend in a minute.
Once you are on the comparison site, you will need to fill out an online questionnaire so you can get a quote that fits your needs. As you fill out the questionnaire you will be able to include discounts for your policy. Here are the discounts that will save you the most money.
Increase your deductible if you can afford to pay the increased deductible when you file a claim. Decline collision and comprehensive coverage if your car is worthless than your premium. Decline medical coverage if you already have medical insurance that covers you.
Decline towing coverage if you already have it or feel you do not need it. If you have two cars insure them at the same auto insurance company. Decline rental car coverage if you do not want it or already have it with your credit card and finally ask your insurer about all the discounts you are entitled to and take advantage of them.
Last but not the least, if you want to go to a consumer rating site like Epinions.com or JDPower.com to get the insight scoop on the company you choose to find out how they treat their customers and how quickly they pay theirs claims.
Visit lowerratequotes.com or if you are on You Tube click on the lower rate quotes link to the right of this video to get car insurance quotes from top rated companies and see how much you can save.
You can get more tips and advice in their article section and get answers to your questions plus get tips on how to lower premium from an insurance expert by using your online chat service.
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