Bryan Stevens: Hi my name is Bryan Stevens. I'm a former insurance agent and financial consultant and I'm going to show you where to get cheap vacant house insurance with the top rated company. If own a house that's vacant, you want to protect it from vandals, burglars, fire and acts of nature. Here is some tips on how to protect your vacant house.
First, make sure you secure all doors and windows with dead box and window locks. Second, install a burglar alarm. The best alarms use motion censors and glass breakage detectors and are linked to a local security service. Third, give your house a lived-in-lock. Install internet and wide timers. Have a neighbor pick up your mail and have someone trouble your drive way after snow fall. And finally ask a neighbor or hire someone to periodically check the outside and inside of your home for damage, especially after a storm.
Vacant house insurance is generally more expensive than regular homeowners insurance, because there is no one living in the house to watch and protect it. However, if your house is vacant for only a short period of time, or if you hire a care taker to look after it, your insurance rates will be a lot less.
Here is some money saving tips on insurance. First, purchase your vacant house insurance policy and your car insurance policy from the same company. This can save you up to 30% on your insurance premium. Next, raise your deductible to an amount you can afford. Raising your deductible from $500 to a $1000 can save you 15-25%. Install safety and security features like deadbolt locks, window locks, smoke detectors, fire alarms and spring core systems. This can save you 5-20%. And finally compare insurance rates with at least three different companies. This is the biggest money saver of all, as insurance rates can vary by as much as the $1000 and more off from one company to another.
The best way to get cheap vacant house insurance is to comparison shop online. And easiest way to do that is to get rate quotes from an insurance comparison website. Its quick, it's easy and it's free. Visit LowerRateQuotes.com to compare vacant house insurance quotes from top rated companies and see how much you can save. You can get more insurance tips in their article section and get answers to your questions plus get advice on how to lower your premium from an insurance expert by using their online chat service. To visit this site, just enter www.LowerRateQuotes.com in your internet browser.
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