Hi, my name is Brian Stevens. I am a former insurance agent and financial consultant, and I want to show you where to get cheap Vacant House Insurance.
If you own a home that's vacant, you want to protect it from vandals, burglars, fires, and acts of nature. Here are some tips on how to protect your vacant house.
Make sure you secure all doors and windows with deadbolts and window locks.
Install a burglar alarm. The best alarms use motion sensors and glass-breakage detectors, and are linked to a local security service.
And finally, give your house a lived-in look. Install intermittent light timers, have a neighbor pick up your mail, and have someone shovel your driveway after a snowfall.
Vacant house insurance is generally more expensive than regular homeowners insurance, because there's no one living in the house to watch and protect it. However, if your house is vacant for only a short period of time, or if you hire a caretaker to look after it, your insurance rate will be less.
Some other ways to save money are, purchase your vacant house insurance, and your car insurance from the same company. This can save you up to 30% on your insurance premium.
Raise your deductible to an amount you can afford. Raising your deductible from $500 to $1,000 can save you 15% to 25% on your premium.
Install safety and security features like deadbolt locks, window locks, smoke detectors, fire alarms, and sprinkler systems. This can save you 5% to 20%.
And finally, compare insurance rates with at least three different companies. This is the biggest money-saver of all, as insurance rates can vary by as much as $1,000 or more, from one company to another.
The best way to get cheap vacant house insurance is to comparison shop. And the easiest way to do that is to get quotes from an insurance comparison website. It's quick, it's easy, and it's free.
Visit lowerratequotes.com to get vacant insurance quotes from top rated companies, and see how much you can save. You can get more insurance tips in their article section, and get answers to your questions, plus, get an advice on how to lower your premium from an insurance expert by using their online chat service.
To visit this site, just enter lowerratequotes.com in your internet browser.
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