Cut Your Car Insurance Cost in Half
Hi, my name is Brian Stevens. I am a former insurance agent and financial consultant and I am going to show you how to cut your car insurance in half.
Premiums for the same car insurance can vary as much as a thousand dollars or more between companies. So the first place to start saving money on your insurance is the comparison shop. There are a number of insurance comparison websites where you can get auto insurance quotes from different companies. Get at least three quotes, compare costs, then choose the company with the best rate.
Some of the better sites that you talk to an insurance expert through an online chat service or a toll free telephone number so you can get answers to your car insurance questions. Here is some more ways to save money on your insurance:
1. Raising your deductible, the amount you pay on the claim before your insurance company pays can save you 15% to 30% on your premium. It will also prevent you from filing too many claims, which can cause an insurance company that cancel your insurance.
2. Collision coverage pays for your repairs to your car caused by an accident with another car or an object.
3. Comprehensive coverage pays for damage to your car from theft, vandalism, fire, hail, and other causes.
If you drive an older car that is worth less than the cost of your insurance plus the deductible, it is probably not worth having comprehensive and collision coverage. Dropping your comprehensive and collision coverage can save you 15% to 30%. Insuring both your car and your home at the same company can save you 10% to 15% on your total premium. A side benefit is that you only have one company and one agent to deal with.
Insurance companies offer a variety of discounts such as low mileage discounts, safety and security features discounts, and safe driver discounts.
Before you purchase a car insurance policy, always ask for all the discounts that are available and take advantage of them. The best way to get cheap car insurance is the comparison shop and the easiest way to do that is to get quotes from an insurance comparison website. It is quick, it is easy, and it is free.
Visit LowerRateQuotes.com to get car insurance quotes from top rated companies and see how much you can save. You can get more insurance tips in there article section and get answers to your questions plus get advise on how to lower your premiums from an insurance experts by using their online chat service. Just enter LowerRateQuotes.com in your internet browser, or if you are in YouTube or Medi Café, you can click on the lower rate quotes link to the right or the bottom of this video.
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