Brian Stevens: Hi, my name Brian Stevens, I am a former Insurance Agent and Financial Consultant and I am going to show you how to get cheap major medical insurance in Florida with the top rated companies.
Major medical insurance, also known as catastrophic health insurance, is insurance that pays for major emergency medical and hospital expenses. It does not pay for routine medical care such as doctor visits, maternity care, or prescription drugs.
Basic major medical insurance plans cover surgical costs, hospital expenses, intensive care fees, diagnostic procedures, MRIs, CAT scans, and X-rays. If you have a pre-existing condition like heart disease, diabetes, emphysema or multiple sclerosis, you may not qualify for major medical insurance.
Major medical plans usually have a maximum benefit amount of between $1 million and $3 million, after which your policy becomes void. Deductibles, the amount of money you pay toward claims before your insurance company will pay are between $500 and $5,000.
Floridians who buy major medical insurance tend to be relatively healthy, take few prescription drugs, and want to save money on their health insurance. Older Floridians who are concerned about not being able to pay huge medical bills caused by cancer, heart attacks, strokes, or other major illnesses also purchase major medical insurance.
In order to get the best rate on Florida major medical insurance, visit a health insurance comparison website. There you can get quotes from multiple insurance companies so you can compare them and choose the cheapest one. At the better comparison sites, you can get answers and advice from insurance experts online or by phone, and get money-saving tips in their Articles section.
Before you purchase a major medical plan, be sure you know what you're getting. Read it over carefully, and if your not sure about something, have the insurance company representative explain it to you.
Visit lowerratequotes.com to get health insurance quotes from top rated companies and see how much you can save. You can get more insurance tips in their article section and get answers to your questions plus get advice on how to lower your premium from an insurance expert by using their online chat service. To visit this site, just enter lowerratequotes.com in your internet browser.
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