Brian Stevens: Hi, my name is Brian Stevens. I am a former insurance agent and financial consultant and I want to show you how to get a cheap North Carolina auto insurance quote with the top-rated company.
The minimum insurance covers the state of North Carolina requires is liability insurance in the following amounts. First, $30,000 worth of liability coverage for one person injured in auto accident, second, $60,000 worth of liability insurance for all persons injured in an auto accident and $25,000 worth of liability insurance coverage for property damage in an auto accident. Liability insurance is all you need to get your car on the road.
However, you may want to include the following coverages in your policy. Collision coverage, this pays for repairs to your car when you are involved in an accident with another car or object. Comprehensive coverage, this pays for repairs to your car from damage caused by theft, vandalism, fire, or acts of nature. In uninsured motorist coverage, this pays for costs related to injuries and property damage to you, your family, and your passengers caused by an uninsured, underinsured or hit and run driver.
Here are four tips that can save you a lot of money on your insurance.
First, increase your deductible, raising your collision and comprehensive deductible from $200 to $500 can save you up to 30% on your yearly premium. Raising it to a $1000 could cut your premium into half.
Second, consolidate your insurance, insuring both your car and your home with the same company will get you a 10 to 15% discount with most insurance companies.
Third, get discounts. Insurance companies offer a number of discounts for various reasons.
Ask you insurer about them and take advantage of all the discounts you are eligible for and fourth compare auto insurance rates with at least three to five auto insurance companies. The best way to cheap North Carolina auto insurance quotes is to comparison shop. An easiest way to do that is to get quotes from an insurance comparison website. It is quick, it's easy and it's free.
Visit LowerRateQuotes.com to get auto insurance quotes from top-rated companies and see how much you can save. You can get more insurance tips in their article section and get answers to your questions plus get advice on how to lower your premium from an insurance expert by using their online chat service.
To visit this site, just enter LowerRateQuotes.com in your internet browser.
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