Hi my name is Brian Stevens. I am a former insurance agent and financial consultant and I want to show you how to get cheap online renters insurance quotes. Contrary to what you may think your landlord's insurance does not cover you. If there were a fire, theft or vandalism in your home you could lose all your possessions. That's why it's so important to get renters insurance.
Renters insurance covers losses to personal property caused by fire, weather such as wind, hail, lightning, ice and snow, theft, vandalism, plumbing and electrical wiring. If you live in a flood, earthquake or hurricane zone you will need to get additional coverage in the form of a rider. Renters insurance also covers you if someone gets hurt in your residence. Your insurance will pay their medical cost plus any legal expanses if they sue you.
The good news is renters insurance isn't all that expensive. It only cost a $150 and $250 to get $30,000-35,000 worth of coverage. You can save a lot of money on your insurance premium by raising your deductible, that's the amount that you pay on a claim before your insurance pays. Raising it from $250 to a $1000 will save you up to 25%. You can get discounts for installing safety and security devices like smoke detectors, burglar alarms, fire extinguishers, dead bolts and window locks, plus you will make your home that much safer.
Most insurance companies will also give you discounts if you purchase your renters insurance and your auto insurance from them.
The best way to get the least expensive renters insurance rate is to shop for quotes online, and the best way to do that is to go to an insurance comparison website where you get insurance quotes from different insurance companies. Visit lowerratesquotes.com to get online renters insurance quotes from top rated companies and see how much you can save.
You can get more insurance tips in their Article section and getting answers to the questions, plus get advice on how to lower your premium from an insurance expert by using their online chat service. Just enter lowerratequotes.com in your Internet Browser or if you are on YouTube or Metacafe you can click on the lower rate quotes link to the right or the bottom of this video.
Hi my name is Brian Stevens. I am a former insurance agent and financial consultant and I want to show you how to get cheap online renters insurance quotes. Contrary to what you may think your landlord's insurance does not cover you. If there were a fire, theft or vandalism in your home you could lose all your possessions. That's why it's so important to get renters insurance.
Renters insurance covers losses to personal property caused by fire, weather such as wind, hail, lightning, ice and snow, theft, vandalism, plumbing and electrical wiring. If you live in a flood, earthquake or hurricane zone you will need to get additional coverage in the form of a rider. Renters insurance also covers you if someone gets hurt in your residence. Your insurance will pay their medical cost plus any legal expanses if they sue you.
The good news is renters insurance isn't all that expensive. It only cost a $150 and $250 to get $30,000-35,000 worth of coverage. You can save a lot of money on your insurance premium by raising your deductible, that's the amount that you pay on a claim before your insurance pays. Raising it from $250 to a $1000 will save you up to 25%. You can get discounts for installing safety and security devices like smoke detectors, burglar alarms, fire extinguishers, dead bolts and window locks, plus you will make your home that much safer.
Most insurance companies will also give you discounts if you purchase your renters insurance and your auto insurance from them.
The best way to get the least expensive renters insurance rate is to shop for quotes online, and the best way to do that is to go to an insurance comparison website where you get insurance quotes from different insurance companies. Visit lowerratesquotes.com to get online renters insurance quotes from top rated companies and see how much you can save.
You can get more insurance tips in their Article section and getting answers to the questions, plus get advice on how to lower your premium from an insurance expert by using their online chat service. Just enter lowerratequotes.com in your Internet Browser or if you are on YouTube or Metacafe you can click on the lower rate quotes link to the right or the bottom of this video.
Transcription by:
Scribe4you Transcription Services