Brian Stevens: Hi, my name is Brian Stevens. I'm a former insurance agent and financial consultant and I'm going to show you how to get inexpensive health insurance in Houston. The best way to get inexpensive health insurance is to buy a plan through your employer.
Unfortunately, Texas has a large number of small businesses that don't offer health insurance. The state of Texas offers state-sponsored health insurance programs. Low-income individuals and families may qualify for Medicaid. A children's health insurance program is available for children whose families don't qualify for Medicaid, but can afford private health insurance and individuals who can't get affordable insurance because of preexisting conditions may qualify for the Texas Health Insurance Risk Pool.
To find out if you're eligible for state-sponsored health insurance, visit the Texas Department of Insurance website at www.tdi.state.tx.us. Another option is to find out whether any groups or associations you belong to offer group health insurance. These plans are usually less expensive than private health insurance. If you can't get group health insurance, your other option is to buy private health insurance. With private health insurance, you can save money by setting a higher deductible, choosing an HMO or a PPO health insurance plan and choosing a policy that offers only the coverage you need rather than comprehensive coverage.
The best way to get inexpensive private health insurance in Houston is to comparison shop and the easiest way to do that is to get quotes from an insurance comparison website. It's quick, it's easy, and it's free. Visit LowerRateQuotes.com to get health insurance quotes from top-rated companies and see how much you can save. You can get more insurance tips in their article section and get answers to your questions plus get advice on how to lower your premium from an insurance expert by using their online chat service.
To visit this site, just enter LowerRateQuotes.com in your Internet browser.
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