Hi! My name is Brian Stevens. I am a former insurance agent and financial consultant and I want to show you how to get really cheap auto insurance.
Here are the six top ways to help you get really cheap auto insurance. First, comparison shop. Insurance rate can vary by a thousand dollars or more from one company to the next. So the first step towards getting cheap rate is to visit an insurance comparison website. Once there, you will fill out simple questionnaire in order to get rate quotes from different companies, then all you have to do is pick the best rate. Some comparison sites have a chat features so you can talk online or by phone with an insurance expert to get answers to any questions you may have.
Second, raise your deductible. The higher your deductible the lower your premium. Increasing your collision coverage deductible from $250 to $500 can save you as much as 30% on your yearly premium.
Third, drop collision and comprehensive coverage on older cars. If you own a car that is worth less than $2000 or your premium plus your deductible is more than your car’s worth, consider dropping your collision and comprehensive coverage.
Fourth, get safety and security discounts. Most insurance companies will give you discounts for airbags, antilock brakes, car alarms and anti theft devices.
Fifth, consolidate your insurance. Insurance companies will give you up to 15% of your premium if you purchase both your auto insurance and your home owners insurance or renters insurance from them.
Sixth, ask about discounts. Most insurance companies offer discounts if you have had no accidents in three years, if you are over the age of 50, if you have taken a drivers head course and a number of other reasons. Ask for all the discounts you are eligible for.
The best way to get really cheap auto insurance is to comparison shop and the easiest way to do that is to get quotes from an insurance comparison website. It is quick, it is easy and it is free. Visit LowerRateQuotes.com to get auto insurance quotes from top rated companies and see how much you can save. You can get more insurance tips in their article section and get answers to your questions plus get advice on how to lower your premium from an insurance expert by using their online chat service. To visit this site, just enter LowerRateQuotes.com in your internet browser.
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