Hi, my name is Brian Stevens. I am a former insurance agent and a financial consultant. I want to show you how to get the cheapest car insurance quote. Rates for the same insurance coverage can vary by hundreds of dollars a year from one insurance company to another.
So, the first thing you need to do to get the cheapest car insurance quote is to go to an insurance comparison website. There you can get quotes from a number of different companies so you can compare them and get the cheapest rate.
I will show which site I recommend in just a minute. In order to get right quotes from one of these sites, you will be asked to fill out a questionnaire where you can list the types of coverages and discounts you want.
Here is a list of the biggest money savers. Increase your deductible. You can save 10-15% on your insurance premium by increasing your deductible from $100 to $500. You can save 25-30% by increasing it to a thousand dollars.
Combine your insurance. If you have two cars, you can save 10-15% by insuring them at the same company. Consider eliminating your collision and comprehensive coverage. If you have an older car that is not worth a lot, you can save 15-30% by eliminating collision and comprehensive coverage.
Other money savers include eliminating medical coverage if you already have medical insurance that covers you. Requesting discounts for security and safety devices such as anti-theft devices, car alarms and air bags. Eliminating towing and car rental coverage if you already have them or do not want them.
The cheapest car insurance may not be cheap at all if your insurance company refuses to pay a claim \. So, before you buy your insurance, I recommend going to Epinions.com to see what actual costumers have to say about the various companies and what their claims experience has been.
Visit lowerratequotes.com or if you are on You Tube click on the lower rate quotes link to the right of this video to get cheap car insurance quotes from top rated companies and see how much you can save. You can get more tips and advice in their article section and get answers to your questions, plus get tips on how to lower your premium from an insurance expert by using their online chat service.
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