Hi! My name Brian Stevens, I am a former Insurance Agent and Financial Consultant, and I want to show you how to get the cheapest car insurance rate. Finding the cheapest car insurance rate is simply a matter of comparison shopping. But how can you get the cheapest rate with out expending hours on them and talking to insurance agents. Here is how:
The first thing you need to do when it comes to dealing the cheapest car insurance rate is to make a list of all the wage you can lower your insurance premium. Here are some of the biggest money savers. Raise your deductible, raising your insurance deductible from $200 to $500 can save you 30% on your insurance premium. Raising it to a $1,000 could cut your premium in half. Install anti-theft devices, most insurance companies will give you discounts if you have a burglar alarm or other anti-theft devices installed in your car. Eliminate medical coverage, if you already have a medical insurance policy that covers you.
Eliminate towing coverage if you are triple A member or you feel you do not need it. Considering eliminating your collision coverage, comprehensive coverage or both if you drive an older model car and the cost of your annual premium is the same as the value of your car.
Go shopping, shopping online is a quick in convenient way to shop for almost anything and it is especially through when it comes to getting the cheapest car insurance. Rates for the same auto insurance coverage from deferent companies can vary as much as a thousand dollars. Visit lower rate quotes.com or if you are on YouTube click on the lower right quotes link to the right of this video to get the cheapest car insurance rate quotes from top rated companies and see how much you can save. You can get more and tips advice in their article section and get answers to your questions plus get tips on how to lower your premium from an insurance expert by using their online chat service.
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