Brian Stevens: Hi my name is Brian Stevens, I'm a former Insurance Agent and financial consultant, and I'm going to show you how to get cheapest Renters insurance rate quote.
First increase your deductible, the deductible is the amount of money you pay toward a claim before your insurance company will pay, while increasing your Renters insurance deductible you can save up to 40% on your premium, increasing your deductible has the add benefit of preventing you from making too many small claims which can cause an insurance company to cancel your policy.
Second consolidate your policies; some companies will give you up to 15% discount on your renters and car insurance if you place both of these polices with them, you also have only one company to deal with instead of two, third install safety devices, insurance companies give good size discounts for having safety devices like smoke detectors, fire alarms, and fire extinguishers, installed in your home.
In addition this will give you peace of mind knowingly your protected from fires, fourth install security devices, you can get discounts for installing security devices like deadbolt locks, burglar alarms and window locks, this two will give you added peace mind, fifth check your credit rating, some insurance companies are now using credit ratings to rate policies. If you don't have good credit you can even improve it or you can find a company that doesn't use credit checks.
Sixth ask about discounts renters insurance companies give discounts for being a senior for being law enforcement for being in military, for belonging to credit union and for a whole host of other reasons. Before you purchase a renters insurance policy make sure you ask your insurer about all the discounts that are available to you. And seventh compare quotes. This is far in away the best way to get the cheapest renters insurance rate, renters insurance can vary by hundreds of dollars, from one company to the next, by shopping rate quotes from different companies and choosing the cheapest one, you can save a lot of money. For instance if you save just $200 a year, over a ten year period that's $2000, you could save by just spending a few minutes online comparing rates.
The best way to get cheapest renters insurance is to comparison shop online, and the easiest way to do that is to get rate quotes form an insurance comparison website. Its quick it's easy and it's free.
Visit LowerRateQuotes.com to compare Renters insurance quotes form top rated companies and see how much you can save. You can get more insurance tips in their article section and get answers to your questions, first get advice on how to lower your premium from an insurance expert by using their online chat services to visit this site just enter LowerRateQuotes.com in your internet browser.
Transcription by:
Scribe4you Transcription Services