Audra Lowe: Which in gears let’s talk cars now, we all know how insurance can be very
expensive, it’s a new year. It’s a time for you to test drive another policy.
Jeanette Pavini is here with the Better Way to Save on Car Insurance.
Jeanette Pavini: Thanks Audra, the average car insurance right in the US ranges from $750
to $1100. That’s a major expense and rates depend on the variety of things
you don’t have much control over like where you live and how much you
drive. But here are some choices that you can make that would drive your
rates down and it all starts with the car you choose. Expensive cars with a
lot of power and convertible cost the most to ensure, record show high
speed cars getting to more accidents and these cars cause more to repair so
your rate could double or even triple if you choose a sport car over a
sedan. To keep your insurance rates as low as possible find out what it
cost to ensure car before you buy it. Choose insurance policies with the
higher deductible, you can combine your car insurance with your home
owner’s policy for even more savings and don’t forget to ask for other
discounts. A better way to save some insurance companies offers
substantial discounts for low mile drivers or for people with good driving
records; you also want to make sure you don’t buy more coverage than
you need. If you drive an older car you might consider dropping collision
insurance if the car is more than five years old or if the policy cost more
than 10% of the cars value.
Audra Lowe: And to get a list of the most and less expensive cars you can go to
bettertv.com and click on the link tab.
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