Hello, I’m Betsy Sell with AAA Travel and today we’re discussing the basics of international travel. Let’s discuss an important component of any international trip, travel insurance.
Consider the cost of travel as an investment that needs to be protected against unforcing circumstances. Travel insurance and trip interruption coverage gives you piece of mind in case a problem occurs like a cancel flight due to serious illness by you or a family member, an accident or other circumstances that force a traveler to cancel out coming trips or interrupt travel plans.
In general, travel insurance and trip interruption insurance cover cancellation penalties, additional expenses cost by AAAs and some medical cost out of pocket expenses related to lost or delayed baggage. Travel insurance and trip interruption protects from two main financial losses. The cost of nonrefundable travel arrangements and medical expenses that may not be covered by your health insurance. Insurance coverage defers by company and type of insurance, but some circumstances that maybe covered include, refund for all prepaid nonrefundable expenses including deposits and sometimes the entire cost of the trip if you cancel before your departed date. Reimbursement of nonrefundable unused payments if you must interrupt your trip due a covered reason and reimbursement for accommodations and expenses due to travel delays.
Comprehensive plans also covered medical expenses and emergency transportation to nearest adequate medical facility, emergency, evacuation and transportation assistance. The plan may also cover financial default by the travel provider and it may cover act of terrorism. Cost of travel protection policy is very based on the value of the trip, type of coverage and age of traveler. Your travel agent can help select a plan that is right for you.
Now, what else does travel insurance offer? Worldwide assistance, lost baggage search and luggage replacement, lost passport travel document assistance. An emergency contact hotline that is available 24/7 for assistance to change plans, emergency cash transfers urgent message rely to friends and family, legal referrals and medical dental referrals as well.
Travel insurance and trip interruption coverage is available from two sources. Travel insurance providers and direct from travel pride is like tour companies and cruise lines. Your travel agent can supply you with information on options and costs.
Remember, the cost of travel is an investment that needs to be protected. Travel smart, buy travel and trip interruption insurance.
So, that’s the basics of travel insurance. Next, we will talk to you about the differences between escorted and independent travel.
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