Individual Medical Insurance – How to Get the Best Rate
Comprehensive Medical Plans
1. Indemnity plans
2. Managed health care plans
What’s Covered?
- Physician coverage
- Prescription drug coverage
- Hospital coverage
- Surgical coverage
Out of Pocket Costs
- A deductible
- A co-payment
- A coinsurance payment
Does the medical plan cover all the medical services you need?
Are there pre-existing conditions that may make you ineligible or make you wait to get coverage?
What are the plan’s co-payments, deductibles, and coinsurances?
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