Universal Life Policies Video

Learn about Universal Life Policies

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By: MonkeySee.com - Business

MonkeySee.com is leading producer of lifestyle focused how-to content with over 10,000 videos spanning 169 subcategories.

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How to videos/ Business videos / Personal Finance videos

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Universal Life Policies -

Learn about universal life policies in this video with Bob Ley from the AIG insurance company.

Universal Life Policies -

Learn about universal life policies in this video with Bob Ley from the AIG insurance company.

Added: 8/3/09

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Universal Life Policies aig bob ley buy life insurance insurance insurance company life life insurance life insurance advice life insurance policies life insurance tips monkeysee protection universal life

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Learn about Universal Life Policies

Male: What are universal life policies? Bob: Universal life is a type of permanent insurance policy under which, one, the premiums are flexible, two, the death benefit protection can be adjusted, and three, insurance company expenses and other charges are disclosed, annually. The policy owner will receive a report on the charges, expenses paid, accumulation value balance, and interest credited. The interest credit is typically competitive. The insurance protection is combined with a cash value account. The return is not guaranteed, though some policies do provide a minimum interest guarantee.

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Male: What are universal life policies?
Bob: Universal life is a type of permanent insurance policy under which, one, the premiums are flexible, two, the death benefit protection can be adjusted, and three, insurance company expenses and other charges are disclosed, annually. The policy owner will receive a report on the charges, expenses paid, accumulation value balance, and interest credited. The interest credit is typically competitive. The insurance protection is combined with a cash value account. The return is not guaranteed, though some policies do provide a minimum interest guarantee.

Transcription by: Scribe4you Transcription Services