Hi! My name is Brian Stevens I am a former Insurance Agent and Financial Consultant and I want to show you how to get low cost auto insurance. Far and away the best way to get low cost auto insurance is to comparison shop online. There are number of insurance comparison websites where you get a number of quotes from A rated companies so you can compare them and get the best rate from the best company. All you do is fill out a simple online form in order to determine what kind of coverage you want. It is quick, it is easy and best of all it is free.
As you fill up the online form make sure you include all the discounts you are entitled to. Some of the biggest money savers when it comes to buying auto insurance are deductibles. And insurance deductible is the amount of money pay before your auto insurance company pays a claim. Raising your deductible from a hundred dollars to $500 can save you 10-15% on your insurance. Raising it to a thousand dollars can save you up to 50%. Collision coverage, collision coverage covers your repair cost from when are involve in an accident, it can cost you $500 or more depending on the type of car you drive and its age. The cost of collision coverage for older cars maybe be more than a cost of repairing the car.
A rule of thumb is to drop your collision coverage if your insurance premium is 10% or more than your cars current value. Combine your insurance, you can get a 10-15% discount with most companies by putting you auto insurance with your homeowners or renters insurance. And you can save up to 15% if you own tow auto’s and insure them both with the same company.
The best way to get low cost auto insurance is to comparison shop. And the easiest way to do that is to get quotes from an insurance comparison website. Visit lower rate quotes.com or if you are on YouTube click on the lower rate quotes link to the right of this video to get low cost auto insurance quotes from top rated companies and see how much you can save. You can get more tips and advice in their article section and get answers to your questions plus get tips on how to lower your premium from an insurance expert by using their online chat service.
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