Top 7 Tips to Save Money on Home Insurance

Hi! My name is Brian Stevens. I am a former insurance agent and financial consultant and I want to show you the top seven tips to save money on your home insurance. 1. Comparison shop Comparison shopping is the number one way to save money on your home insurance. You can save $500-1000 or more on your yearly premium simply by comparing rates from various insurance companies. Go to an insurance comparison website where you can get rate quotes from different companies. Compare those quotes and choose the best one, the better comparison sites even have insurance experts on call so you can get answers to your home insurance questions online or by phone. 2. Raise your deductible Raising your deductible from $250-1000 can save you up to 25% on your premium. 3. Consolidate your insurance Purchasing your home insurance and your auto insurance and your auto insurance with the same company can save you as much as 15% on your premium. 4. Install security devices Installing deadbolt locks, burglar alarms, window locks and security lights can get you a good size discount. 5. Install safety features Most insurance companies give discounts if you have smoke detectors, fire alarms, fire extinguishers and sprinkler systems in your home. 6. Ensure only your home Make you are ensuring your home and not your home and your land. 7. Ask about discounts Some insurers will give you a discount if you are in the military, in law enforcement or a single parent or for a host of other reasons. Take advantage of all the discounts you are eligible for. The best way to save money on home insurance is to comparison shop and the easiest way to do that is to get quotes form an insurance comparison website. It's quick, it's easy and it's free. Visit LowerRateQuotes.com to get homeowners insurance quotes form top-rated companies and see how much you can save. You can get more insurance tips in their Article section and get answers to your questions, plus get advice on how to lower your premium from an insurance expert by using their online chat service. To visit this site, just enter LowerRateQuotes.com in your Internet browser.